What Are Missives?

“My mortgage adviser says that I must sign the missives – what does this mean?”

Good question.

“Missives” aren’t as complex or strange as you may think.

It is simply a collection of letters, usually between solicitors, which, taken together, form a contract in connection with a property. [Read more…]

What Happens After An Offer On A House Is Accepted

So, your offer for a house in Moray has been successful. What happens next?

Firstly, well done. Buying a house is a big personal investment and it can be very difficult deciding whether it is the right home for you and the best price to offer

So, to get this far is an achievement.

Trying our best to describe a clear chain of events for this – and there is no one-size-fits-all process – in this article, we look at what happens after an offer on a house is accepted. [Read more…]

No Will Means No Guarantee Your Loved Ones Will Inherit

As Kate watched Tom drive off from outside their house that bleak Moray morning, it was the last time she would ever see him alive.

As usual, as he was leaving the house, he had kissed her and she had told him to “take care”.

An important question for all of us

Have you considered whether, when you die, your property and assets will actually go to the people you want to get them? [Read more…]

Who Are The Best Solicitors in Elgin Moray?

At Grigor & Young we deal with numerous enquiries from clients and potential clients every day.

We are not always able to take on possible new work – which can be for a variety of reasons, including –

  • It not being an area of law in which we have specialist knowledge (e.g. Criminal Law)
  • Possible or actual conflicts of interest with existing clients of the firm
  • Lack of capacity to take on new business, particularly where the necessary work must be completed as a matter of urgency.

In those circumstances, we are often asked to recommend other Solicitors and Estate Agents in Elgin – which we are happy to do. [Read more…]

When A Local Solicitor Is Best For You

Recently, a former client came to see us in Elgin asking us to act for him in selling his house and buying a new one.

Nothing usual about that, you might think.

He explained that he had used a national estate agency to market his house.

They had told him that, rather than using a local solicitor for the legal aspects of the house sale,  it would be easier to use “their solicitor” based in the south of Scotland.

But, as things turned out, in his case, it wasn’t easier at all. [Read more…]