Central Elgin “open for business” despite temporary closure of North Street to vehicles

 

Problems with the masonry on the Poundland building (formerly Woolworths) on Elgin High Street have led to the temporary closure of North Street to vehicles

The Grigor & Young Elgin office is on North Street.

We – and other businesses in central Elgin – would like to emphasise that North Street still provides a means of access to High Street for pedestrians in both directions. In other words, for example, you can still get from Elgin Bus Station to the High Street on foot by the usual route. [Read more…]

2 major changes for personal injury litigation from new Scottish legislation

According to comScore, 50% of all online searches will be conducted by voice by 2020.

40% of adults already use voice search at least once per day (according to Location World).

Sound (sorry) advice for websites wanting to optimise for voice search – which is good advice about how to write website content, generally – is to ensure that your content has an approachable tone.

Part of setting the right tone means avoiding the use of unnecessary jargon.

Unfortunately, jargon is difficult to avoid when you are writing about the law. And the two major changes we are going to highlight in this article are both heavy on mumbo jumbo.

In its abbreviated version, one of the bits of terminology sounds like the noise a bird might make – or like a sub-atomic particle.

The two significant developments for Scottish personal injury claims which we are going to discuss are:

  • The introduction of qualified one-way costs shifting (QOCS – pronounced “quawks”), and
  • The introduction of damages-based agreements (DBAs)

[Read more…]

Celebrating 190 Years of Grigor & Young

On Friday 04 May 2018, the offices of Grigor & Young will close at 12.30pm.

We will be going out for lunch to celebrate a few things.

There’s the recent conversion of the business to a limited liability partnership. We also celebrate the fact that Greg Robertson has become a member (a “partner”) in the firm. Greg has designed the header image for this article.

And there’s the fact that 2018 marks 190 years since this solicitors’ business began in 1828. [Read more…]

What is Legal Expenses Insurance?

This might seem like a very simple question.

Too simple, even.

But insurance is often confusing. We find that people don’t always readily understand what different types of insurance are intended to do.

Apart from that, many people have Legal Expenses Insurance (LEI) and don’t know it.

And, apart from that, we’re not always very good at explaining it.

In this article, though, we’re going to try and explain some aspects of LEI relative to personal injury claims.

We’ll cover what it is and what it is not. We will look at the different types of LEI which exist. Relative cost of insurance types will figure in our overview and we’ll also consider the timing of taking out the insurance. Finally, we will touch on the question of how easy it is to enforce your own choice of legal adviser under a LEI policy (rather than the LEI insurer’s choice). [Read more…]

Grigor & Young becomes a Limited Liability Partnership (Grigor & Young LLP)

From 01 April 2018, Grigor & Young is a limited liability partnership.

It means that the formal title for the business is Grigor & Young LLP, though our trading name will still be Grigor & Young.

As another element of this change, on the down side, Nicola Howard is not continuing as a member (‘partners’ become ‘members’ in an LLP). We are very sorry to see Nicola leave us and wish her all the best for the future.

On the up side of things, though, we are delighted that Greg Robertson moves from being an associate to being a member of the LLP.

In the hope that it will be useful to you, if you have any questions about this change, here are some answers to the questions we think will come up most frequently.

Should you have a question that is not answered here, feel free to contact us directly – either via this website or by phone or email.

What is a Limited Liability Partnership?

A Limited Liability Partnership is a registered legal entity. The legal entity is separate from its members and accordingly the personal liability of the members is limited to their capital contribution to the LLP.

Where is a LLP registered?

The LLP is registered at Companies House. The registration number is SO306314.

Many of the provisions relating to companies to safeguard those dealing with them also apply to LLPs. This includes public disclosure at Companies House of:

  • the members of the LLP,
  • persons who exercise significant control in relation to the LLP, and
  • securities affecting the LLP.

Why do solicitors become an LLP?

The Government recognised that professional businesses (such as accountants and solicitors) operating under partnership laws was increasingly out of date in the modern world. Many professional businesses are still operating under the Partnership Act 1890. The introduction of Limited Liability Partnerships followed a Department of Trade and Industry feasibility investigation.

Why now?

Grigor & Young have operated successfully as a partnership for many years. We took the opportunity of making this change to coincide with changes which were already happening, including a planned retirement and the introduction of a new partner.

How will this affect me?

The whole business and all of the commitments of Grigor & Young is being transferred to Grigor & Young LLP so the change will not in any way affect the work that we are carrying out for you. For you, it is business as usual, but with a slightly different name.

Do I have the same protection?

The conversion required the consent of the Law Society of Scotland. There are no changes to our obligation to have Professional Indemnity Insurance and contribute to the Guarantee Fund. So, yes, you have the same back-up protection as before.

How we can help

Feel free to contact us, if you have any questions.  Call us on 01343 544077 or send us a Free Online Enquiry via this website.

 

When you need a Power of Attorney or Will urgently

It is human nature to put off making a will.

Perhaps it’s because making one is finally admitting we are mortal and one day will die. However, it has been proven that putting off this decision doesn’t make any difference to your life expectancy.

Making a will earlier, in a planned manner and without any family pressures means you can prepare better for the future. Once you have made a will, amending it as you grow older is much less daunting.

The process is easy.

You need to sit down and plan how you want to distribute everything you own (or may own) when you die. If you prepare a will then your estate will, to a large extent, be distributed in the way you want and not in the way that might happen without a will. (For more about what happens if there is not a will in place, see the Prior Rights page on this website).

Sometimes it is necessary to make a will urgently.

This may be because of some sudden change in your personal circumstances. If it is urgent, your solicitor will attend at a hospital or your home to take instructions and will return to see you to make sure your will is properly signed.

When dealing with elderly clients, solicitors will also make home visits to prepare a will or a power of attorney.

EC regulations and Law Society rules require solicitors to give clients not only Terms and Conditions (also known as a letter of engagement) but, in the case of a home or hospital visit, a “cooling off period” notice – not too dissimilar from those given by double-glazing salesmen. There the similarities end (!).

As solicitors, we are often asked by a relative of an elderly person to visit them at home or in hospital.

Often, this is to take instructions for a will or power of attorney (POA).

The client is always the person making the will or POA and we have to make sure the client knows what they want to do and that they are fully aware of terms of the document that are going to sign.

In the case of POA, a solicitor or doctor must, in addition, provide a certificate with the registration form, confirming that the client was interviewed before and after signing and knew what they were signing.

Occasionally, as a solicitor we will decline to sign a certificate.

This can be upsetting for the person’s family.

However, if we are not confident that the client knows what they are about to sign – or if we have any concerns – then we will refuse to proceed.

We are entitled to ask medical staff for a second opinion and sign the certificate saying that we have relied on a doctor.

At Grigor & Young a situation has occurred twice in the last 12 months where we have refused to sign a certificate. It is a role that we, as solicitors, must and do take seriously.

It is crucial to think about making a will or Power of Attorney when it’s only important.

In other words, get it done before making a will or POA becomes not only important but  urgent as well.

Remember: it’s never too early to consult your solicitor but it can be too late.

How we can help

If you have any questions about any matters raised in this article, please contact us. All initial enquiries are at no charge and without obligation. We are keen to have as much helpful content on our website as possible. Questions allow us to consider how we can clarify and improve the information provided on this website.

You can get in touch with a member of our Private Client team by calling 01343 544077. Alternatively, send us a Free Online Enquiry.

Moray and Elgin History Podcasted

What did Robert Burns think of Elgin?

And did Bonnie Prince Charlie spend several nights in the town because he took a liking to the place?

Answers to these questions and others came up when Moray culture and history featured in the History Scotland: Hidden Histories podcast for 14 January 2018.

One of the aims of the podcast is to explore visitor attractions which could be described as a bit off the beaten track.

Well-known local figure, Jim Royan, gives a general introduction to Moray.

He then took presenter, Neil McLennan, on a tour of the centre of Elgin, focusing particularly on the Castle-Cathedral-Cashmere trail. The final part of the hour-long programme featured Moray’s own Fire Festival, the Burning of the Clavie, held in Burghead.

This article looks at the general Moray part and the section of the podcast which involved a wander through Elgin. We’ll look at the Burning of the Clavie in a separate article.

Moray is a triangular-shaped county.

According to Jim Royan, Moray is unique and yet not well known.

Moray is like Scotland in miniature. The coast of Moray is about 50 miles from the top of Ben Macdhui, which is the second-highest mountain in Scotland. [Read more…]

When is the Best Time to Contact a Solicitor for Help?

Donald Trump’s tweet of the year for 2018 may date from as early as 02 January 2018, according to some commentators.

“Since taking office I have been very strict on Commercial Aviation,” the president explained. “Good news—it was just reported that there were Zero deaths in 2017, the best and safest year on record!”

As U.S. late night TV host, Jimmy Kimmel, pointed out, while the president’s comments were true, it was also the case that several previous years had had no commercial aviation fatalities too. In fact, the last recorded death was in 2009. [Read more…]

8 ways to self-educate about personal injury compensation claims in Moray (and avoid getting ripped off)

One copywriting formula for drafting a magnetic headline for an article employs the Four U approach. The headline should be:

  1. Useful
  2. Ultra-specific
  3. Unique
  4. Urgent

We like Demian Farnworth’s explanation of this system, building an example headline with all 4 elements.

“How to wash dishes”.

Technically, that’s a “useful” headline but it’s too generic to move readers enough to read the article that follows.

So, you make the headline not just useful but also “unique”: [Read more…]

What is Personal Injury Compensation? (An explanation by APIL)

The Association of Personal Injury Lawyers (APIL) has launched a guide to personal injury compensation in the form of a colourful 24-page eBooklet – entitled “Compensation Explained”.

It is intended to explain the purpose and method of calculation of compensation, as well as its value to society.

It’s easy to overlook the harsh realities for someone who needs help after an injury.

After all, none of us plans to be injured and, fortunately, few of us will end up in that situation.

However, as we all like to think that we live in a modern, caring society, APIL argues that it is reasonable to expect that someone who is injured as the result of another’s failure to take proper care:

  • should not have to suffer any further, and
  • should not lose out financially as a consequence of their injuries.

[Read more…]