Third Party Capture In Personal Injury Claims (Help From A Wolf In Sheep’s Clothing)

Suspend your disbelief for a moment.

Imagine it’s the final of the football World Cup 2014, Germany have not scored a late extra-time winner against Argentina. Instead, the match goes to penalties, tied at 0-0.

Each side scores in turn from the spot until Lionel Messi hits the bar with Argentina’s fifth effort. It leaves Thomas Müller with the chance to win the cup for Germany, with his team’s fifth penalty.

As the centre forward begins the long walk from the centre circle to the penalty area, the goalkeepers for each team appear to be conferring. Suddenly, they swap shirts and, as the ball is placed on the penalty spot, it’s not Argentina’s Sergio Romero in goal but instead his German counterpart, Manuel Neuer.

Of course, Neuer was shortlisted for the FIFA Ballon d’Or 2014. Though he came third, behind Messi and the winner, Cristiano Ronaldo, presumably, his argument was that Argentina would be better off with the “best” keeper in the world in goal for the crucial penalty.

What could possibly go wrong for Argentina? [Read more…]

Pothole Damage Compensation Claims

Anyone who drives on the roads will know the juddering “crunch” that can come from hitting a pothole.

Whether it’s your own car, or a lorry from a haulage business’s fleet of vehicles, damage caused by a pothole in the road can be expensive, as well as annoying.

Potholes tend to appear most frequently during Winter but, of course, you need to be on the lookout for them at all times. In Moray, trunk roads, such as the A95 and A96, are the responsibility of BEAR Scotland. Other roads are within the remit of the local authority, The Moray Council.

If your vehicle suffers damage as the result of striking a pothole, you’ll want to consider the possibility of claiming back any repair costs from a third party, rather than claiming it off your own insurance (assuming you have comprehensive insurance). [Read more…]