Third Party Capture In Personal Injury Claims (Help From A Wolf In Sheep’s Clothing)

Suspend your disbelief for a moment.

Imagine it’s the final of the football World Cup 2014, Germany have not scored a late extra-time winner against Argentina. Instead, the match goes to penalties, tied at 0-0.

Each side scores in turn from the spot until Lionel Messi hits the bar with Argentina’s fifth effort. It leaves Thomas Müller with the chance to win the cup for Germany, with his team’s fifth penalty.

As the centre forward begins the long walk from the centre circle to the penalty area, the goalkeepers for each team appear to be conferring. Suddenly, they swap shirts and, as the ball is placed on the penalty spot, it’s not Argentina’s Sergio Romero in goal but instead his German counterpart, Manuel Neuer.

Of course, Neuer was shortlisted for the FIFA Ballon d’Or 2014. Though he came third, behind Messi and the winner, Cristiano Ronaldo, presumably, his argument was that Argentina would be better off with the “best” keeper in the world in goal for the crucial penalty.

What could possibly go wrong for Argentina? [Read more…]

4 Reasons To Settle A Personal Injury Claim At Less Than Full Value

Why might it be a good idea to settle your personal injury claim for less than it is worth? Can it ever be a good idea?

The big questions with any personal injury claim are:

Throughout a claim for compensation for personal injuries, it is part of your solicitor’s job to manage your expectations. Looking at the first of those two questions above, it is important to try and make sure that you don’t get unrealistic ideas about the value of your claim.

This is not always easy to do. In cases of serious injury, while you are still recovering, it is not possible to value the claim with any certainty.

But, assuming you have reached the stage where you have fully recovered from your injuries (or recovered as far as you are likely to recover), it should be possible for your solicitor to get all the medical evidence they will require to be able to value your claim on a “100%” basis. From there, you have a benchmark against which you can judge the reasonableness of any settlement offers.

There are many reasons why it might be reasonable to settle for a lower amount than your solicitor’s own valuation of the claim. Here are 4 reasons to settle a personal injury claim at less than full value. [Read more…]

If I Wasn’t Wearing My Seatbelt Can I Still Make A Personal Injury Claim?

You have to keep a lot of things in mind to do, if you have been involved in a road traffic accident.

Among other things, you need to sort out your vehicle, notify your insurance company and get any injuries looked at by your GP or at the hospital.

These are all things you must do as soon as possible after an accident.

Later, you may wish to consider whether to make a claim for your personal injuries and other losses from the accident.

We often get enquiries from people who have been injured but are concerned that they have blown their chances of claiming. How are your prospects affected if you did not have your seatbelt on in the accident? Are you prevented from claiming successfully for personal injury compensation? [Read more…]

How A Solicitor Can Save You From Settling Your Personal Injury Claim Too Soon

Motor insurers have a habit of trying to settle your personal injury claim as quickly as possible.

This is not likely to be in your best interests. Arguably, it is not in their best interests either.

We recently received the following email enquiry via our website from a lady we will call Alison (which is not her real name):

“I was in a car accident about 3 weeks ago, which was no fault on my part. I have been suffering with a bad neck and headaches since. I lost a week at work and have had to cut down my hours at work due to this accident as I just feel it was aggravating my neck. The insurance company are offering me £2,000?! Does this sound fair?”

The main risk from this brief scenario is under-settling the claim’s value. It gives us a chance to explore how a solicitor can save you from settling your personal injury claim too soon, making sure as far as possible that you get fair compensation. [Read more…]